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Measurement and Use of Cash by Half the World's Population

Author/Editor: Tanai Khiaonarong, David Humphrey.

Release Date:March, 2023

The use of cash for payments is not well measured. We view the value of cash withdrawn from ATMs, or as a share of all payments, as a more accurate and timely measure of cash use compared to the more...



Price: $20.00
Instant Payments: Regulatory Innovation and Payment Substitution Across Countries

Author/Editor: Tanai Khiaonarong, David Humphrey.

Release Date:November, 2022

Instant, or fast, payments are credit transfers completed and settled within seconds or minutes. They have low costs, reduce payment risk, and have significantly replaced the use of cash, cards, or more...



Price: $20.00
Falling Use of Cash and Demand for Retail Central Bank Digital Currency

Author/Editor: Tanai Khiaonarong, David Humphrey.

Release Date:February, 2022

Cash use in most countries is falling slowly. On the margin, younger adults favor cash substitutes over cash. For older adults it is the reverse. Revealed preference tied to a changing population age more...



Price: $5.00
Cash Use Across Countries and the Demand for Central Bank Digital Currency

Author/Editor: Tanai Khiaonarong, David Humphrey.

Release Date:March, 2019

The level and trend in cash use in a country will influence the demand for central bank digital currency (CBDC). While access to digital currency will be more convenient than traveling to an ATM, it more...



Price: $18.00