 | Identifying Constraints to Financial Inclusion and Their Impact on GDP and Inequality : A Structural Framework for Policy Author/Editor: Era Dabla-Norris, Yan Ji, Robert Townsend, Filiz D Unsal. Release Date:January, 2015 We develop a micro-founded general equilibrium model with heterogeneous agents to identify pertinent constraints to financial inclusion. We evaluate quantitatively the policy impacts of relaxing each more...
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 | Barriers to Household Risk Management: Evidence from India Author/Editor: Shawn Cole, Xavier Gine, Jeremy Tobacman, Petia Topalova, Robert M. Townsend, James Ian Vickery. Release Date:July, 2012 Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and more...
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